{"id":2124,"date":"2024-10-22T17:41:27","date_gmt":"2024-10-22T17:41:27","guid":{"rendered":"https:\/\/studio-mauro.it\/non-categorizzato\/in-case-of-early-repayment-of-the-loan-the-consumer-has-the-right-to-partial-repayment-of-fees\/"},"modified":"2024-10-22T17:41:27","modified_gmt":"2024-10-22T17:41:27","slug":"in-case-of-early-repayment-of-the-loan-the-consumer-has-the-right-to-partial-repayment-of-fees","status":"publish","type":"post","link":"https:\/\/studio-mauro.it\/en\/non-categorizzato\/in-case-of-early-repayment-of-the-loan-the-consumer-has-the-right-to-partial-repayment-of-fees\/","title":{"rendered":"In case of early repayment of the loan, the consumer has the right to partial repayment of fees"},"content":{"rendered":"<p>Article 25(1) of Directive No. 17\/2014\/EU, concerning consumer credit agreements relating to residential real estate and amending Directives No. 48\/2008\/EC and no. 36\/2013\/EU and Regulation no. 1093\/2010\/EU, must be interpreted to mean that in the absence of any information provided by the creditor that would enable a national court to verify whether a fee charged at the time of the conclusion of a mortgage credit agreement falls into the category of costs that are independent of the duration of that agreement, that court must consider that such a fee is covered by the right to the reduction of the total cost of credit referred to in that provision.<\/p>\n<p>EU Court of Justice sec. III &#8211; 17\/10\/2024, no. 76<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Article 25(1) of Directive No. 17\/2014\/EU, concerning consumer credit agreements relating to residential real estate and amending Directives No. 48\/2008\/EC and no. 36\/2013\/EU and Regulation no. 1093\/2010\/EU, must be interpreted to mean that in the absence of any information provided by the creditor that would enable a national court to verify whether a fee charged&#8230;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v21.0 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>In case of early repayment of the loan, the consumer has the right to partial repayment of fees - Studio Legale Mauro<\/title>\n<meta name=\"description\" content=\"Repayment for early mortgage repayment\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/studio-mauro.it\/en\/non-categorizzato\/in-case-of-early-repayment-of-the-loan-the-consumer-has-the-right-to-partial-repayment-of-fees\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"In case of early repayment of the loan, the consumer has the right to partial repayment of fees - 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